A way to pay off your debts if you have a District Court judgment or a High Court ruling against you and you can not repay your debt in full. The court decides what part of your debt you have to pay (all or only part of it), how high the monthly payment will be and how long the repayment period will be.

The debt must be less than £5000. There’s a court fee each time you make a payment. This can’t be more than 10% of your debt.

You make one payment a month to your local court. The court will divide this money between your creditors.

Creditors listed on the administration order can’t take any further action against you without the court’s permission.

Your Administration Order is visible in the Register of Judges, Orders and Fines and is usually deleted after six years from the addition. It is also marked satisfied if you have repaid the entire debt.

The Adventages of Administration Order

  • There’s no upfront fee when you apply for an Administration Order.
  • You make just one monthly affordable payment into court based on your disposable income.
  • If you own a home you won’t be expected to sell it or remortgage it to pay into your administration order. It will be safe.
  • Administration Orders are usually time limited and do not normally last more than three years. After this time any included debt which remains unpaid is written off.

The Disadventages of Administration Order

  • Your total debt must be less than £5000.
  • If you own a car or other large items, the court may expect you to sell them to pay off some of your debt.
  • Your administration order is added to the Register of Judgments, Orders and Fines. It is usually removed 6 years after the date the order was made.
  • not all debts can be included in the Administration Order
  • Administration order may affect your credit score


Where Administration Order is available, there may be other options that are available and suitable for you