Debt counselling

  • Our service and advice is completely free
  • We are authorised and regulated by Financial Conduct Authority. Registration number:826131
  • Information Commisioners Office under the Data Protection Act 2018. Registration number: ZA315174
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  • England
    possible solutions: IVA, Debt Management Plan, Debt Relief Order, Administration Order, Bankruptcy
  • Scotland
    possible solutions: Trust Deed, Debt Arrangement Scheme, Minimal Asset Process, Sequestration
  • Wales
    possible solutions: IVA, Debt Management Plan, Debt Relief Order, Administration Order, Bankruptcy
  • Northern Ireland
    possible solutions: IVA, Debt Management Plan, Debt Relief Order, Administration Order, Bankruptcy

English Why you should choose us:


We are fully authorised and regulated by the Financial Conduct Authority to provide debt advice in the UK. You can see our firm information Here.
The full service can be provided in Polish with the assistance of a English translation throughout all stages, including where you have been introduced to any debt solution providers.
There are no charges or fees for debt advice or translations although we may receive a fee from third parties at no extra charge to you
We have years of experience providing debt advice in the UK and have assisted many seeking to resolve debt problems
We are a well-reviewed and favoured service. Please see our publicly available Facebook Review Page.
When accessing our service, you will be assigned a personal dedicated adviser who you may contact directly through WhatsApp from 8am to 8pm every day.

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To receive additional information and arrange a free consultation with our adviser, please complete the contact details below:
  • DATE AND TIME
  • BASIC INFORMATION
  • ADDITIONAL INFORMATION

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Your application has no influence on the credit score until the proposed solution is accepted.

BASIC INFORMATION

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ADDITIONAL INFORMATION

Possible debt solutions

IVA
IVA - possible solution in England, Wales, Ireland. It usually takes 5 years. One monthly installment for all debts, after the program period the remaining debt is canceled.
Trust Deed
Trust Deed - a solution possible in Scotland. It usually takes 4 years. One monthly installment for all debts after the program period the remaining debt is canceled.
DRO
DRO - a simplified bankruptcy procedure possible in England, Wales and Ireland for people with extremely low income. The consequences of announcing this solution are smilar to bankruptcy. The duration is 1 year.
Bankruptcy
Bankruptcy – personal bankruptcy procedure is usually treated as a last resort, but in some cases it is a good solution. The Scottish equivalent is Sequestration
MAP
MAP - Scotland's simplified bankruptcy procedure for people with extremely low income. The consequences of announcing this solution are similar to bankruptcy. Duration 1 year.
DMP
DMP – A consolidation solution usually proposed by commercial companies. It allows you to pay off one installment a month for all debts, but it is not possible to cancel some debts.
Administration order
Administration order – a solution that is used in the case of court debts. The debt cannot exceed £ 5,000. Solution possible at local court.
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Facebook Rating
5.0