Debt counselling

  • Our service and advice is completely free
  • We are authorised and regulated by Financial Conduct Authority. Registration number:826131
  • Information Commisioners Office under the Data Protection Act 2018. Registration number: ZA315174
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  • England
    possible solutions: IVA, Debt Management Plan, Debt Relief Order, Administration Order, Bankruptcy
  • Scotland
    possible solutions: Trust Deed, Debt Arrangement Scheme, Minimal Asset Process, Sequestration
  • Wales
    possible solutions: IVA, Debt Management Plan, Debt Relief Order, Administration Order, Bankruptcy
  • Northern Ireland
    possible solutions: IVA, Debt Management Plan, Debt Relief Order, Administration Order, Bankruptcy

English Why you should choose us:


  • We are fully authorised and regulated by the Financial Conduct Authority to provide debt advice in the UK. You can see our firm information Here.
  • The full service can be provided in Polish with the assistance of a English translation throughout all stages, including where you have been introduced to any debt solution providers.
  • There are no charges or fees for debt advice or translations although we may receive a fee from third parties at no extra charge to you
  • We have years of experience providing debt advice in the UK and have assisted many seeking to resolve debt problems
  • We are a well-reviewed and favoured service. Please see our publicly available Facebook Review Page.
  • When accessing our service, you will be assigned a personal dedicated adviser who you may contact directly through WhatsApp from 8am to 8pm every day.

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To receive additional information and arrange a free consultation with our adviser, please complete the contact details below:
  • DATE AND TIME
  • BASIC INFORMATION
  • ADDITIONAL INFORMATION

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Your application has no influence on the credit score until the proposed solution is accepted.

BASIC INFORMATION

+44
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ADDITIONAL INFORMATION

Possible debt solutions

IVA
IVA - possible solution in England, Wales, Ireland. It usually takes 5 years. One monthly installment for all debts, after the program period the remaining debt is canceled.
Trust Deed
Trust Deed - a solution possible in Scotland. It usually takes 4 years. One monthly installment for all debts after the program period the remaining debt is canceled.
DRO
DRO - a simplified bankruptcy procedure possible in England, Wales and Ireland for people with extremely low income. The consequences of announcing this solution are smilar to bankruptcy. The duration is 1 year.
Bankruptcy
Bankruptcy – personal bankruptcy procedure is usually treated as a last resort, but in some cases it is a good solution. The Scottish equivalent is Sequestration
MAP
MAP - Scotland's simplified bankruptcy procedure for people with extremely low income. The consequences of announcing this solution are similar to bankruptcy. Duration 1 year.
DMP
DMP – A consolidation solution usually proposed by commercial companies. It allows you to pay off one installment a month for all debts, but it is not possible to cancel some debts.
Administration order
Administration order – a solution that is used in the case of court debts. The debt cannot exceed £ 5,000. Solution possible at local court.
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Facebook Rating
4.9