/* =========================================================
   Open Finance Debt Solutions — landing
   Modern fintech, mobile-first
   ========================================================= */

:root {
  --c-bg: #f8f5f3;
  --c-surface: #ffffff;
  --c-ink: #1a1418;
  --c-ink-soft: #4d4248;
  --c-muted: #8a8087;
  --c-line: #ebe6e3;

  --c-primary: #1a1418;
  --c-primary-2: #2a2024;
  --c-accent: #e2231a;
  --c-accent-2: #b81812;
  --c-accent-ink: #ffffff;
  --c-warn: #f5b400;

  --shadow-sm: 0 1px 2px rgba(26, 20, 24, .06);
  --shadow-md: 0 10px 30px rgba(26, 20, 24, .08);
  --shadow-lg: 0 25px 60px rgba(26, 20, 24, .15);

  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 24px;
  --radius-xl: 32px;

  --container: 1200px;
  --header-h: 64px;

  --font-sans: 'Inter', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;
  --font-display: 'Plus Jakarta Sans', var(--font-sans);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
html, body { padding: 0; margin: 0; overflow-x: hidden; }
body {
  font-family: var(--font-sans);
  color: var(--c-ink);
  background: var(--c-bg);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, svg { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button { font: inherit; cursor: pointer; }
h1, h2, h3, h4 { font-family: var(--font-display); letter-spacing: -0.02em; line-height: 1.15; margin: 0; }
p { margin: 0; }
.visually-hidden {
  position: absolute !important; width: 1px; height: 1px;
  padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

.container { max-width: var(--container); margin: 0 auto; padding: 0 24px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center;
  gap: 8px;
  padding: 14px 22px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 15px;
  border: 1px solid transparent;
  transition: transform .15s ease, box-shadow .2s ease, background .2s ease, color .2s ease;
  white-space: nowrap;
}
.btn--lg { padding: 18px 28px; font-size: 16px; }
.btn--sm { padding: 10px 16px; font-size: 14px; }
.btn--block { width: 100%; }
.btn--primary {
  background: var(--c-accent);
  color: var(--c-accent-ink);
  box-shadow: 0 10px 24px rgba(226, 35, 26, .3);
}
.btn--primary:hover { transform: translateY(-1px); background: var(--c-accent-2); box-shadow: 0 16px 30px rgba(226, 35, 26, .45); }
.btn--ghost {
  background: transparent;
  color: var(--c-ink);
  border-color: rgba(26, 20, 24, .14);
}
.btn--ghost:hover { background: rgba(26, 20, 24, .04); }
.hero .btn--ghost { color: #fff; border-color: rgba(255, 255, 255, .25); }
.hero .btn--ghost:hover { background: rgba(255, 255, 255, .08); }

/* ---------- Trust bar (top) ---------- */
.trust-bar {
  background: #0d0a0c;
  color: #d4cdd0;
  font-size: 13px;
}
.trust-bar__inner {
  display: flex; flex-wrap: wrap; align-items: center; gap: 18px;
  padding: 10px 24px;
}
.trust-bar__item {
  display: inline-flex; align-items: center; gap: 8px;
  color: #d4cdd0;
}
.trust-bar__item:hover { color: #fff; }
.trust-bar__item svg { width: 14px; height: 14px; fill: var(--c-accent); }
.trust-bar__item strong { color: #fff; font-weight: 600; }
.trust-bar__hours {
  margin-left: auto;
  color: rgba(255, 255, 255, .65);
  font-size: 12.5px;
}
@media (max-width: 640px) {
  .trust-bar__hours { display: none; }
}

/* ---------- Header ---------- */
.site-header {
  background: #fff;
  color: var(--c-ink);
  position: sticky; top: 0; z-index: 50;
  border-bottom: 1px solid var(--c-line);
}
.site-header__inner {
  display: flex; align-items: center; justify-content: space-between;
  height: var(--header-h);
  gap: 16px;
}
.logo {
  display: inline-flex; align-items: center;
  font-family: var(--font-display); font-weight: 800;
  color: var(--c-ink);
}
.logo img {
  height: 38px;
  width: auto;
  display: block;
}
.logo--footer { display: inline-block; margin-bottom: 14px; }
.logo--footer img { height: 44px; }
.nav {
  display: none;
  gap: 28px; font-size: 14px; color: var(--c-ink-soft);
}
.nav a {
  position: relative;
  font-weight: 500;
}
.nav a:hover { color: var(--c-accent); }

/* Header actions (flaga + CTA) — zawsze widoczne, też na mobile */
.site-header__actions {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.lang-switch {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 38px;
  height: 38px;
  border: 1px solid var(--c-line);
  border-radius: 50%;
  background: #fff;
  text-decoration: none;
  transition: border-color .15s, transform .15s;
  flex-shrink: 0;
  overflow: hidden;
  padding: 0;
}
.lang-switch:hover {
  border-color: var(--c-accent);
  transform: scale(1.05);
}
.lang-switch svg {
  width: 24px;
  height: 18px;
  display: block;
  border-radius: 2px;
}

/* Hamburger / nav toggle button (mobile only) */
.nav-toggle {
  display: none;
  background: none;
  border: 0;
  padding: 8px;
  cursor: pointer;
  color: var(--c-ink);
  border-radius: 8px;
}
.nav-toggle:hover { background: rgba(0,0,0,.05); }
.nav-toggle svg { width: 24px; height: 24px; fill: currentColor; display: block; }
.nav-toggle[aria-expanded="true"] { background: rgba(0,0,0,.05); }

@media (max-width: 899px) {
  .site-header__inner { position: relative; gap: 10px; }

  /* Logo "rozpycha" się w lewo, a flaga + hamburger ścisną się razem po prawej */
  .logo { margin-right: auto; }

  /* Pokazujemy hamburger jako ostatni element (skrajnie prawy) */
  .nav-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    order: 3;
  }

  /* Akcje (z flagą) tuż przed hamburgerem */
  .site-header__actions { order: 2; }

  /* Ukrywamy CTA w nagłówku — sticky-cta na dole to robi i tak */
  .site-header__actions .btn { display: none; }

  /* Nav na mobile = dropdown z headera */
  .nav {
    display: none;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: #fff;
    padding: 8px 24px 16px;
    border-bottom: 1px solid var(--c-line);
    box-shadow: var(--shadow-md);
    gap: 0;
  }
  .nav.is-open { display: flex; }
  .nav a {
    padding: 14px 0;
    border-bottom: 1px solid var(--c-line);
    font-size: 15px;
    font-weight: 500;
  }
  .nav a:last-child { border-bottom: 0; }
}

@media (min-width: 900px) {
  .nav { display: inline-flex; }
}

/* ---------- Eyebrow ---------- */
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(226, 35, 26, .1);
  color: var(--c-accent-2);
  padding: 6px 12px;
  border-radius: 999px;
  font-size: 13px; font-weight: 600;
  letter-spacing: .01em;
}
.eyebrow--dark {
  background: rgba(26, 20, 24, .06);
  color: var(--c-primary);
}
.eyebrow__dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--c-accent);
  box-shadow: 0 0 0 4px rgba(226, 35, 26, .18);
}
.hero .eyebrow {
  background: rgba(255, 255, 255, .1);
  color: #fff;
}
.text-accent { color: var(--c-accent); }

/* ---------- HERO ---------- */
.hero {
  position: relative;
  background: var(--c-primary);
  color: #fff;
  overflow: hidden;
  padding: 48px 0 32px;
}
.hero__bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(55% 50% at 100% 0%, rgba(226, 35, 26, .35), transparent 65%),
    radial-gradient(45% 40% at 0% 100%, rgba(184, 24, 18, .25), transparent 70%),
    linear-gradient(180deg, #0d0a0c 0%, var(--c-primary) 60%, var(--c-primary-2) 100%);
  pointer-events: none;
}
.hero .container { position: relative; z-index: 1; }
.hero__grid {
  display: grid; gap: 40px;
  grid-template-columns: minmax(0, 1fr);
  align-items: start;
}
@media (min-width: 1024px) {
  .hero__grid { grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr); gap: 64px; }
  .hero { padding: 80px 0 110px; }
}
.hero__title {
  font-size: clamp(34px, 5vw, 56px);
  font-weight: 800;
  margin-top: 20px;
}
.hero__lead {
  margin-top: 18px;
  font-size: 17px;
  color: rgba(255, 255, 255, .82);
  max-width: 560px;
}
.hero__checks {
  list-style: none; padding: 0; margin: 26px 0 0;
  display: grid; gap: 12px;
}
.hero__checks li {
  position: relative;
  padding-left: 32px;
  color: rgba(255, 255, 255, .9);
  font-size: 15px;
}
.hero__checks li::before {
  content: ""; position: absolute; left: 0; top: 2px;
  width: 20px; height: 20px; border-radius: 50%;
  background: var(--c-accent);
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23ffffff'><path d='M9 16.2 4.8 12l1.4-1.4L9 13.4l8.8-8.8L19.2 6Z'/></svg>");
  background-size: 16px; background-repeat: no-repeat; background-position: center;
}
.hero__cta-row {
  display: flex; flex-wrap: wrap; gap: 12px;
  margin-top: 30px;
}
.hero__proof {
  margin-top: 36px;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, .12);
  max-width: 520px;
}
.hero__proof p {
  font-size: 14px; color: rgba(255, 255, 255, .8); margin-top: 8px;
  font-style: italic;
}
.hero__proof span { display: block; font-style: normal; margin-top: 6px; opacity: .65; font-size: 13px; }
.hero__proof-stars { color: var(--c-warn); letter-spacing: 2px; }

/* ---------- FORM CARD ---------- */
.form-card {
  background: #fff;
  color: var(--c-ink);
  border-radius: var(--radius-lg);
  padding: 22px;
  box-shadow: var(--shadow-lg);
  position: relative;
}
@media (min-width: 480px) {
  .form-card { padding: 28px; }
}
@media (min-width: 1024px) {
  .form-card { padding: 32px; }
}
.form-card__head h2 {
  font-size: 22px;
}
.form-card__head p {
  margin-top: 6px;
  color: var(--c-ink-soft); font-size: 14px;
}

/* Urgency badge */
.urgency {
  display: inline-flex; align-items: center; gap: 8px;
  margin-top: 14px;
  background: rgba(226, 35, 26, .1);
  color: var(--c-accent-2);
  padding: 8px 14px;
  border-radius: 999px;
  font-size: 13px; font-weight: 600;
}
.urgency__dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--c-accent);
  box-shadow: 0 0 0 4px rgba(226, 35, 26, .25);
  animation: pulse 1.6s ease-in-out infinite;
}
@keyframes pulse {
  0%, 100% { box-shadow: 0 0 0 0 rgba(226, 35, 26, .35); }
  50% { box-shadow: 0 0 0 6px rgba(226, 35, 26, 0); }
}

/* Stepper */
.stepper {
  list-style: none; padding: 0; margin: 22px 0 18px;
  display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 6px;
  counter-reset: step;
}
.stepper__item {
  display: flex; align-items: center; gap: 6px;
  font-size: 11.5px; font-weight: 600;
  color: var(--c-muted);
  position: relative; padding-bottom: 12px;
  border-bottom: 3px solid var(--c-line);
  transition: color .2s, border-color .2s;
  min-width: 0;
  line-height: 1.25;
}
@media (min-width: 480px) {
  .stepper__item { font-size: 12.5px; gap: 8px; }
}
.stepper__item span {
  width: 22px; height: 22px; border-radius: 50%;
  display: grid; place-items: center;
  background: var(--c-line); color: var(--c-muted);
  font-size: 12px; transition: background .2s, color .2s;
  flex-shrink: 0;
}
.stepper__item.is-active {
  color: var(--c-ink); border-bottom-color: var(--c-accent);
}
.stepper__item.is-active span {
  background: var(--c-accent); color: #fff;
}
.stepper__item.is-done span {
  background: var(--c-ink); color: #fff;
}
.stepper__item.is-done { color: var(--c-ink); }

/* Step panels */
.step { display: none; border: 0; padding: 0; margin: 0; }
.step.is-active { display: block; animation: fade .25s ease; }
@keyframes fade { from { opacity: 0; transform: translateY(6px); } to { opacity: 1; transform: none; } }

/* Fields */
.field { display: block; margin-bottom: 14px; }
.field-row {
  display: grid; gap: 12px;
  grid-template-columns: minmax(0, 1fr);
}
@media (min-width: 480px) {
  .field-row { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
}
.field-row .field { margin-bottom: 14px; }
.field__label {
  display: block;
  font-size: 13px; font-weight: 600;
  margin-bottom: 8px;
  color: var(--c-ink);
}
.field input[type="email"],
.field input[type="tel"],
.field input[type="text"],
.field select {
  width: 100%;
  padding: 13px 14px;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-sm);
  background: #fff;
  font: inherit; color: var(--c-ink);
  transition: border-color .15s, box-shadow .15s;
}
.field input:focus, .field select:focus {
  outline: none;
  border-color: var(--c-accent);
  box-shadow: 0 0 0 4px rgba(226, 35, 26, .12);
}
.field--error input, .field--error select { border-color: #e6543d; }
.field__error {
  display: none;
  margin-top: 6px; font-size: 13px; color: #e6543d;
}
.field--error .field__error { display: block; }

/* Phone */
.phone {
  display: flex; align-items: stretch;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-sm);
  overflow: hidden;
  transition: border-color .15s, box-shadow .15s;
}
.phone:focus-within {
  border-color: var(--c-accent);
  box-shadow: 0 0 0 4px rgba(226, 35, 26, .12);
}
.phone__prefix {
  background: #f1f3f8;
  padding: 0 14px;
  display: inline-flex; align-items: center;
  font-weight: 600; color: var(--c-ink-soft);
  border-right: 1px solid var(--c-line);
}
.phone input {
  flex: 1; border: 0; padding: 13px 14px;
  font: inherit; color: var(--c-ink); background: #fff;
}
.phone input:focus { outline: none; }

/* Checkbox */
.checkbox {
  display: flex; align-items: flex-start; gap: 12px;
  font-size: 14px; color: var(--c-ink-soft);
  margin: 14px 0;
  cursor: pointer;
  user-select: none;
}
.checkbox input { position: absolute; opacity: 0; pointer-events: none; }
.checkbox__box {
  width: 20px; height: 20px;
  border: 1.5px solid var(--c-line);
  border-radius: 6px;
  flex-shrink: 0; margin-top: 1px;
  display: grid; place-items: center;
  background: #fff;
  transition: background .15s, border-color .15s;
}
.checkbox input:checked + .checkbox__box {
  background: var(--c-accent); border-color: var(--c-accent);
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23ffffff'><path d='M9 16.2 4.8 12l1.4-1.4L9 13.4l8.8-8.8L19.2 6Z'/></svg>");
  background-repeat: no-repeat; background-position: center; background-size: 16px;
}
.checkbox--highlight {
  background: #fdf3f2;
  border: 1px solid #f6cfcc;
  padding: 14px;
  border-radius: var(--radius-sm);
  color: var(--c-ink);
}

/* Pill group (radio) */
.pill-group {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 8px;
}
@media (min-width: 480px) { .pill-group { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.pill-group label {
  position: relative;
}
.pill-group input {
  position: absolute; opacity: 0; pointer-events: none;
}
.pill-group span {
  display: block; text-align: center;
  padding: 11px 8px;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-sm);
  background: #fff;
  font-size: 13px; font-weight: 600;
  color: var(--c-ink-soft);
  transition: all .15s;
  cursor: pointer;
}
.pill-group input:checked + span {
  background: var(--c-primary); border-color: var(--c-primary);
  color: #fff;
}
.pill-group input:focus-visible + span {
  box-shadow: 0 0 0 3px rgba(226, 35, 26, .2);
}

/* Calendar */
.calendar {
  display: grid; grid-template-columns: repeat(7, minmax(0, 1fr));
  gap: 6px;
}
.calendar__day {
  position: relative;
  display: grid; place-items: center;
  aspect-ratio: 1 / 1.1;
  border-radius: 10px;
  border: 1px solid var(--c-line);
  background: #fff;
  cursor: pointer;
  font-size: 12px;
  text-align: center;
  transition: background .15s, border-color .15s, color .15s;
  padding: 6px 2px;
  outline: none;
}
.calendar__day small { display: block; font-size: 10px; color: var(--c-muted); font-weight: 600; text-transform: uppercase; }
.calendar__day strong { display: block; font-size: 16px; font-weight: 700; line-height: 1.2; }
.calendar__day:hover { border-color: var(--c-accent); }
.calendar__day:focus { outline: none; }
.calendar__day:focus-visible { outline: 2px solid var(--c-accent); outline-offset: 2px; }
.calendar__day.is-active {
  background: var(--c-primary); color: #fff; border-color: var(--c-primary);
}
.calendar__day.is-active small { color: rgba(255,255,255,.7); }
.calendar__day:disabled, .calendar__day[disabled] {
  opacity: .35; cursor: not-allowed;
}

/* Time slots */
.slots {
  display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 6px;
}
@media (min-width: 380px) { .slots { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
@media (min-width: 520px) { .slots { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.slots button {
  padding: 10px 4px;
  border: 1px solid var(--c-line);
  border-radius: 10px;
  background: #fff;
  font-size: 12.5px; font-weight: 600;
  color: var(--c-ink-soft);
  transition: all .15s;
  outline: none;
  min-width: 0;
  white-space: nowrap;
}
@media (min-width: 480px) {
  .slots button { font-size: 13px; padding: 10px 6px; }
}
.slots button:hover { border-color: var(--c-accent); }
.slots button:focus { outline: none; }
.slots button:focus-visible { outline: 2px solid var(--c-accent); outline-offset: 2px; }
.slots button.is-active {
  background: var(--c-primary); border-color: var(--c-primary); color: #fff;
}

/* Low-debt warning box — pokazywany gdy poziom < £5k */
.low-debt-warning {
  background: #fff8eb;
  border: 1px solid #ffe3a8;
  border-radius: var(--radius-md);
  padding: 20px;
  margin-top: 16px;
  color: #6b4d10;
  font-size: 14px;
  line-height: 1.55;
}
.low-debt-warning p {
  margin: 0 0 10px;
}
.low-debt-warning p:last-child { margin-bottom: 0; }
.low-debt-warning strong { color: #4a3508; }
.low-debt-warning ul {
  margin: 4px 0 14px;
  padding-left: 18px;
}
.low-debt-warning li {
  margin: 4px 0;
}
.low-debt-warning__cta {
  display: inline-flex;
  margin-top: 8px;
  width: 100%;
  justify-content: center;
  text-decoration: none;
}

/* Form note */
.form-note {
  position: relative;
  background: #fff8eb;
  border: 1px solid #ffe3a8;
  color: #6b4d10;
  font-size: 13px;
  line-height: 1.55;
  padding: 12px 14px 12px 42px;
  border-radius: var(--radius-sm);
  margin-top: 16px;
  text-wrap: pretty;
}
.form-note svg {
  position: absolute;
  left: 14px;
  top: 14px;
  width: 18px;
  height: 18px;
  fill: #c08412;
}
.form-note strong { color: #4a3508; font-weight: 700; }

/* Step actions */
.step__actions {
  display: flex; gap: 10px; margin-top: 18px;
}
.step__actions .btn--ghost { flex: 0 0 auto; }
.step__actions .btn--primary { flex: 1; }
.btn--block { flex: 1; }

/* Disable group when "today" is checked */
[data-disabled="true"] {
  opacity: .4; pointer-events: none;
}

/* Success */
.step--success { text-align: center; padding: 16px 0 8px; }
.success svg {
  width: 64px; height: 64px;
  fill: #1ea758;
  margin: 0 auto 12px;
}
.success h3 { font-size: 22px; }
.success p { margin-top: 8px; color: var(--c-ink-soft); }

/* ---------- TRUST STRIP ---------- */
.trust-strip {
  background: #fff;
  border-top: 1px solid var(--c-line);
  border-bottom: 1px solid var(--c-line);
  padding: 22px 0;
}
.trust-strip__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 18px 24px;
  text-align: center;
}
@media (min-width: 720px) {
  .trust-strip__grid { grid-template-columns: repeat(5, 1fr); }
}
.trust-strip__grid > div { display: flex; flex-direction: column; gap: 2px; }
.trust-strip__grid strong {
  font-family: var(--font-display);
  font-size: 20px; color: var(--c-primary);
}
.trust-strip__grid span { font-size: 12.5px; color: var(--c-ink-soft); }

/* ---------- SECTIONS ---------- */
.section { padding: 72px 0; }
.section--soft { background: #fff; }
@media (min-width: 900px) { .section { padding: 96px 0; } }
.section__head { max-width: 720px; margin-bottom: 36px; }
.section__head--center { margin-left: auto; margin-right: auto; text-align: center; }
.section__head h2 {
  font-size: clamp(28px, 3.3vw, 40px);
  margin-top: 12px;
}
.section__head p {
  margin-top: 14px;
  color: var(--c-ink-soft);
  font-size: 16px;
}
.section__cta {
  text-align: center; margin-top: 40px;
}

/* ---------- VSL (Video Sales Letter) ---------- */
.vsl {
  padding: 56px 0;
  background: var(--c-bg);
}
@media (min-width: 900px) { .vsl { padding: 80px 0; } }
.vsl__inner {
  text-align: center;
  max-width: 880px;
}
.vsl__head {
  margin-bottom: 36px;
  max-width: 720px;
  margin-left: auto; margin-right: auto;
}
.vsl__head h2 {
  font-size: clamp(26px, 3.5vw, 40px);
  margin-top: 12px;
}
.vsl__head p {
  margin-top: 16px;
  color: var(--c-ink-soft);
  font-size: 16px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}

.vsl__player {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 16 / 9;
  width: 100%;
  max-width: 720px;
  margin: 0 auto;
  background: #0d0a0c;
}

.vsl__thumb {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
  cursor: pointer;
  /* fallback gdy poster nie wgrany */
  background-color: #0d0a0c;
  background-image:
    radial-gradient(circle at center, rgba(226, 35, 26, .25), transparent 65%),
    linear-gradient(135deg, #1a1418 0%, #2a2024 100%);
  /* gdy poster wstrzyknięty inline style'em — przejmuje */
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  transition: filter .2s;
  border: 0;
  padding: 0;
  width: 100%;
  height: 100%;
}
/* Ciemne overlay — gwarantuje czytelność play buttona niezależnie od poster GIF-a */
.vsl__thumb::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at center, rgba(0, 0, 0, .15), rgba(0, 0, 0, .45) 75%);
  pointer-events: none;
}
.vsl__thumb:hover { filter: brightness(1.08); }
.vsl__thumb:focus-visible { outline: 3px solid var(--c-accent); outline-offset: -3px; }
.vsl__play {
  width: 84px; height: 84px;
  filter: drop-shadow(0 12px 28px rgba(0,0,0,.5));
  transition: transform .2s ease;
  position: relative;
  z-index: 1;
}
.vsl__thumb:hover .vsl__play { transform: scale(1.08); }
.vsl__play circle { fill: rgba(255, 255, 255, .96); }
.vsl__play path { fill: var(--c-accent); }

.vsl__duration {
  position: absolute;
  bottom: 14px; right: 14px;
  z-index: 1;
  background: rgba(0, 0, 0, .65);
  color: #fff;
  font-size: 12.5px;
  font-weight: 600;
  padding: 4px 8px;
  border-radius: 6px;
  letter-spacing: .02em;
  font-variant-numeric: tabular-nums;
}

.vsl__video {
  position: absolute; inset: 0;
  width: 100%; height: 100%;
  background: #000;
  display: block;
}

.vsl__cta {
  margin-top: 32px;
}

/* ---------- Problem ---------- */
.problem__grid {
  display: grid; gap: 32px;
  grid-template-columns: 1fr;
}
@media (min-width: 900px) {
  .problem__grid { grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
}
.problem h2 { font-size: clamp(26px, 3vw, 36px); margin-top: 12px; }
.problem__copy p { margin-top: 16px; color: var(--c-ink-soft); font-size: 16px; }
.problem__list {
  list-style: none; padding: 0; margin: 0;
  display: grid; gap: 10px;
}
.problem__list li {
  position: relative;
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-sm);
  padding: 14px 16px 14px 46px;
  font-size: 15px;
}
.problem__list li::before {
  content: "";
  position: absolute; left: 14px; top: 50%; transform: translateY(-50%);
  width: 20px; height: 20px; border-radius: 50%;
  background: rgba(230, 84, 61, .15);
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23e6543d'><path d='M18.3 5.7 12 12l6.3 6.3-1.4 1.4L10.6 13.4 4.3 19.7l-1.4-1.4L9.2 12 2.9 5.7l1.4-1.4 6.3 6.3 6.3-6.3z'/></svg>");
  background-position: center; background-repeat: no-repeat; background-size: 12px;
}

/* ---------- Cards ---------- */
.cards { display: grid; gap: 20px; }
.cards--3 { grid-template-columns: repeat(1, 1fr); }
.cards--4 { grid-template-columns: repeat(1, 1fr); }
@media (min-width: 640px) {
  .cards--3 { grid-template-columns: repeat(2, 1fr); }
  .cards--4 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 960px) {
  .cards--3 { grid-template-columns: repeat(3, 1fr); }
  .cards--4 { grid-template-columns: repeat(4, 1fr); }
}

.card {
  background: var(--c-bg);
  border: 1px solid var(--c-line);
  border-radius: var(--radius-md);
  padding: 24px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.section--soft .card { background: #fafafa; }
.card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
  border-color: transparent;
}
.card__icon {
  width: 44px; height: 44px;
  border-radius: 12px;
  display: grid; place-items: center;
  background: rgba(226, 35, 26, .1);
  color: var(--c-accent);
  margin-bottom: 14px;
}
.card__icon svg { width: 22px; height: 22px; fill: var(--c-accent); }
.card h3 { font-size: 17px; margin-bottom: 6px; }
.card p { font-size: 14.5px; color: var(--c-ink-soft); }

.card--usp { background: #fff; border-color: var(--c-line); }
.card__num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 14px;
  color: var(--c-accent);
  letter-spacing: .1em;
  margin-bottom: 10px;
}

.card--solution { background: #fff; }

/* Callout */
.callout {
  margin-top: 32px;
  border: 1px dashed #e7c4be;
  background: #fff8f6;
  border-radius: var(--radius-md);
  padding: 16px 20px;
}
.callout summary {
  list-style: none;
  cursor: pointer;
  font-weight: 600;
  color: #a14233;
  display: flex; align-items: center; justify-content: space-between;
}
.callout summary::-webkit-details-marker { display: none; }
.callout summary span { font-size: 13px; opacity: .7; font-weight: 500; }
.callout ul {
  margin: 14px 0 0; padding-left: 18px;
  color: var(--c-ink-soft); font-size: 14.5px;
  display: grid; gap: 6px;
}

/* ---------- Timeline ---------- */
.timeline {
  list-style: none; padding: 0; margin: 0;
  display: grid; gap: 20px;
  grid-template-columns: 1fr;
  counter-reset: timeline;
}
@media (min-width: 900px) {
  .timeline { grid-template-columns: repeat(3, 1fr); gap: 32px; position: relative; }
  .timeline::before {
    content: ""; position: absolute; top: 28px; left: 8%; right: 8%;
    height: 2px; background: repeating-linear-gradient(to right, var(--c-accent) 0 8px, transparent 8px 16px);
    z-index: 0;
  }
}
.timeline li {
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-md);
  padding: 28px 24px;
  position: relative; z-index: 1;
  text-align: center;
}
.timeline__num {
  display: inline-grid; place-items: center;
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--c-accent); color: #fff;
  font-family: var(--font-display); font-weight: 800; font-size: 18px;
  margin: 0 auto 16px;
  box-shadow: 0 6px 20px rgba(226, 35, 26, .35);
}
.timeline h3 { font-size: 18px; margin-bottom: 6px; }
.timeline p { font-size: 14.5px; color: var(--c-ink-soft); }

/* ---------- Google reviews badge ---------- */
.google-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  margin-top: 22px;
  padding: 10px 16px 10px 14px;
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: 999px;
  box-shadow: var(--shadow-sm);
  transition: transform .15s, box-shadow .15s, border-color .15s;
  text-decoration: none;
  color: var(--c-ink);
}
.google-badge:hover {
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
  border-color: var(--c-accent);
}
.google-badge__g { width: 22px; height: 22px; flex-shrink: 0; }
.google-badge__stars {
  color: var(--c-warn);
  letter-spacing: 2px;
  font-size: 15px;
  line-height: 1;
}
.google-badge__text {
  font-size: 14px;
  display: inline-flex;
  align-items: baseline;
  gap: 6px;
  line-height: 1.2;
}
.google-badge__text strong {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 16px;
}
.google-badge__text span {
  color: var(--c-ink-soft);
  font-size: 13px;
}

/* ---------- Testimonials ---------- */
.testimonials { background: #fff; }
.testimonial {
  background: var(--c-bg);
  border: 1px solid var(--c-line);
  border-radius: var(--radius-md);
  padding: 26px;
  display: flex; flex-direction: column; gap: 14px;
  height: 100%;
  box-sizing: border-box;
}
.testimonial__stars { color: var(--c-warn); letter-spacing: 2px; font-size: 14px; }
.testimonial p {
  font-size: 15.5px; line-height: 1.6; color: var(--c-ink);
  font-style: italic;
  flex: 1;
  margin: 0;
}
.testimonial footer {
  border-top: 1px solid var(--c-line);
  padding-top: 14px;
  display: flex; flex-direction: column; gap: 2px;
}
.testimonial footer strong { font-size: 14px; color: var(--c-ink); font-style: normal; }
.testimonial footer span { font-size: 12.5px; color: var(--c-muted); font-style: normal; }

/* ---------- Carousel ---------- */
.carousel {
  position: relative;
  padding: 0 0 8px;
}
.carousel__viewport {
  overflow: hidden;
  margin: 0 -8px;
}
.carousel__track {
  display: flex;
  gap: 20px;
  overflow-x: auto;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  padding: 8px;
  scrollbar-width: none;
  -webkit-overflow-scrolling: touch;
}
.carousel__track::-webkit-scrollbar { display: none; }
.carousel__track > * {
  scroll-snap-align: start;
  flex: 0 0 calc(100% - 16px);
  min-width: 0;
}
@media (min-width: 640px) {
  .carousel__track > * { flex: 0 0 calc(50% - 18px); }
}
@media (min-width: 960px) {
  .carousel__track > * { flex: 0 0 calc(33.333% - 21px); }
}
.carousel__btn {
  position: absolute;
  top: 45%;
  transform: translateY(-50%);
  width: 44px; height: 44px;
  border-radius: 50%;
  background: #fff;
  border: 1px solid var(--c-line);
  cursor: pointer;
  display: grid; place-items: center;
  color: var(--c-ink);
  box-shadow: var(--shadow-md);
  z-index: 2;
  transition: background .15s, color .15s, border-color .15s, transform .15s;
  padding: 0;
}
.carousel__btn:hover {
  background: var(--c-accent);
  color: #fff;
  border-color: var(--c-accent);
}
.carousel__btn:active { transform: translateY(-50%) scale(.95); }
.carousel__btn svg { width: 20px; height: 20px; fill: currentColor; }
.carousel__btn--prev { left: -8px; }
.carousel__btn--next { right: -8px; }
@media (min-width: 720px) {
  .carousel__btn--prev { left: -22px; }
  .carousel__btn--next { right: -22px; }
}
.carousel__btn:disabled {
  opacity: .3;
  cursor: not-allowed;
}
.carousel__btn:disabled:hover {
  background: #fff;
  color: var(--c-ink);
  border-color: var(--c-line);
}
.carousel__counter {
  text-align: center;
  margin-top: 18px;
  font-size: 13px;
  color: var(--c-muted);
  font-variant-numeric: tabular-nums;
}

/* ---------- Solutions / tabs ---------- */
.tabs {
  display: flex; gap: 6px;
  margin-bottom: 24px;
  border-bottom: 1px solid var(--c-line);
  overflow-x: auto;
  scrollbar-width: none;
}
.tabs::-webkit-scrollbar { display: none; }
.tab {
  background: transparent;
  border: 0;
  padding: 12px 18px;
  font-weight: 600;
  color: var(--c-ink-soft);
  border-bottom: 3px solid transparent;
  margin-bottom: -1px;
  transition: color .15s, border-color .15s;
  white-space: nowrap;
  flex-shrink: 0;
}
.tab:hover { color: var(--c-ink); }
.tab.is-active { color: var(--c-ink); border-bottom-color: var(--c-accent); }

.tab-panel { display: none; }
.tab-panel.is-active { display: block; animation: fade .3s ease; }

/* ---------- FAQ ---------- */
.faq__grid {
  display: grid; gap: 32px;
  grid-template-columns: 1fr;
}
@media (min-width: 900px) {
  .faq__grid { grid-template-columns: 1fr 1.5fr; gap: 56px; }
}
.faq__grid h2 { font-size: clamp(26px, 3vw, 36px); margin-top: 12px; }
.faq__grid p { color: var(--c-ink-soft); margin: 14px 0 22px; }

.faq { display: grid; gap: 10px; }
.faq__item {
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-md);
  padding: 18px 22px;
  transition: border-color .2s;
}
.faq__item[open] { border-color: var(--c-accent); box-shadow: 0 0 0 4px rgba(226, 35, 26, .06); }
.faq__item summary {
  list-style: none;
  cursor: pointer;
  font-weight: 600;
  font-size: 16px;
  position: relative;
  padding-right: 28px;
  color: var(--c-ink);
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: "+";
  position: absolute; right: 0; top: 50%; transform: translateY(-50%);
  font-size: 22px; color: var(--c-accent); font-weight: 400;
  transition: transform .2s;
}
.faq__item[open] summary::after { content: "−"; }
.faq__item p {
  margin-top: 12px; color: var(--c-ink-soft); font-size: 15px; line-height: 1.6;
}

/* ---------- Thank-you page ---------- */
.thank-hero {
  position: relative;
  background: var(--c-primary);
  color: #fff;
  padding: 80px 0 64px;
  overflow: hidden;
  text-align: center;
}
.thank-hero__bg {
  position: absolute; inset: 0;
  background:
    radial-gradient(50% 50% at 50% 0%, rgba(226, 35, 26, .25), transparent 65%),
    linear-gradient(180deg, #0d0a0c 0%, var(--c-primary) 100%);
  pointer-events: none;
}
.thank-hero__inner {
  position: relative; z-index: 1;
  max-width: 760px;
}
.thank-hero h1 {
  font-size: clamp(28px, 4vw, 44px);
  margin-top: 16px;
}
.thank-hero__lead {
  margin-top: 18px;
  font-size: 17px;
  color: rgba(255, 255, 255, .82);
  max-width: 600px;
  margin-left: auto; margin-right: auto;
}

/* Animowany checkmark */
.thank-check {
  width: 100px; height: 100px;
  margin: 0 auto 12px;
}
.thank-check svg { width: 100%; height: 100%; }
.thank-check__circle {
  fill: none;
  stroke: var(--c-accent);
  stroke-width: 3;
  stroke-dasharray: 226;
  stroke-dashoffset: 226;
  animation: thank-circle .6s ease-out .1s forwards;
}
.thank-check__path {
  fill: none;
  stroke: var(--c-accent);
  stroke-width: 4;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-dasharray: 60;
  stroke-dashoffset: 60;
  animation: thank-tick .35s ease-out .55s forwards;
}
@keyframes thank-circle { to { stroke-dashoffset: 0; } }
@keyframes thank-tick   { to { stroke-dashoffset: 0; } }

/* 4-card timeline (modyfikator) */
.timeline--4 {
  grid-template-columns: 1fr;
}
@media (min-width: 720px) {
  .timeline--4 { grid-template-columns: repeat(2, 1fr); }
  .timeline--4::before { display: none; }
}
@media (min-width: 1100px) {
  .timeline--4 { grid-template-columns: repeat(4, 1fr); }
  .timeline--4::before { display: block; left: 6%; right: 6%; }
}
.timeline--4 li {
  text-align: left;
}
.timeline--4 .timeline__num { margin: 0 0 14px; }

/* Sign-off */
.thank-signoff {
  max-width: 640px; margin: 0 auto;
  text-align: center;
  background: #fff;
  border: 1px solid var(--c-line);
  border-radius: var(--radius-lg);
  padding: 44px 32px;
  box-shadow: var(--shadow-md);
}
.thank-signoff p {
  color: var(--c-ink-soft);
  font-size: 16px;
  line-height: 1.65;
}
.thank-signoff__team {
  margin: 22px 0 28px;
  color: var(--c-ink);
}
.thank-signoff__team strong { font-family: var(--font-display); }

/* ---------- Final CTA ---------- */
.cta-final {
  background: var(--c-primary);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.cta-final::before {
  content: ""; position: absolute; inset: 0;
  background:
    radial-gradient(50% 60% at 50% 0%, rgba(226, 35, 26, .3), transparent 70%);
  pointer-events: none;
}
.cta-final__inner {
  position: relative; z-index: 1;
  text-align: center;
  max-width: 720px; margin: 0 auto;
}
.cta-final h2 {
  font-size: clamp(28px, 3.5vw, 40px);
  color: #fff;
}
.cta-final p {
  margin-top: 14px;
  color: rgba(255, 255, 255, .8);
  font-size: 16px;
}
.cta-final .btn { margin-top: 28px; }
.cta-final small {
  display: block;
  margin-top: 20px;
  font-size: 13px;
  color: rgba(255, 255, 255, .6);
}

/* ---------- FCA-required signpost: MoneyHelper (CONC 8.2) ---------- */
.fca-notice {
  background: #fff;
  border-top: 1px solid var(--c-line);
  padding: 40px 0;
}
.fca-notice__inner {
  text-align: center;
  max-width: 640px;
  /* container już daje margin: 0 auto i padding boczny — max-width tu zawęża dalej */
}
.fca-notice__logo {
  display: inline-block;
  margin-bottom: 18px;
}
.fca-notice__logo img {
  height: 32px;
  width: auto;
  display: block;
}
.fca-notice p {
  margin: 0;
  font-size: 13.5px;
  line-height: 1.6;
  color: var(--c-ink);
  font-weight: 500;
}
.fca-notice p a {
  color: var(--c-ink);
  text-decoration: underline;
  text-decoration-color: rgba(26, 20, 24, .35);
  text-underline-offset: 2px;
}
.fca-notice p a:hover {
  color: var(--c-accent);
  text-decoration-color: var(--c-accent);
}

/* ---------- Footer ---------- */
.site-footer {
  background: #fff;
  border-top: 1px solid var(--c-line);
  padding: 64px 0 28px;
  font-size: 14px;
  color: var(--c-ink-soft);
}
.site-footer__grid {
  display: grid; gap: 40px;
  grid-template-columns: 1fr;
  align-items: start;
}
@media (min-width: 720px) {
  .site-footer__grid { grid-template-columns: 1.6fr 1fr 1.1fr; gap: 56px; }
}
.site-footer h4 {
  font-size: 13px;
  color: var(--c-ink);
  margin: 0 0 16px;
  letter-spacing: .04em;
  text-transform: uppercase;
}
.site-footer p { margin: 8px 0; line-height: 1.6; }

/* Inline links inside paragraphs (FCA / ICO / Company numbers) */
.site-footer p a {
  color: var(--c-ink);
  text-decoration: underline;
  text-decoration-color: rgba(26, 20, 24, .25);
  text-underline-offset: 2px;
  transition: color .15s, text-decoration-color .15s;
}
.site-footer p a:hover {
  color: var(--c-accent);
  text-decoration-color: var(--c-accent);
}

/* Vertical link list (nav columns only — NOT global) */
.site-footer nav a {
  display: block;
  padding: 6px 0;
  color: var(--c-ink-soft);
  transition: color .15s, padding-left .15s;
}
.site-footer nav a:hover {
  color: var(--c-accent);
  padding-left: 4px;
}

/* CTA column tweaks */
.site-footer__cta-col p { color: var(--c-ink-soft); }
.site-footer .btn { margin-top: 14px; }

.site-footer__bottom {
  margin-top: 48px;
  padding-top: 20px;
  border-top: 1px solid var(--c-line);
  display: flex;
  justify-content: center;
  text-align: center;
}
.site-footer__bottom small { color: var(--c-muted); }

/* ---------- Cookie consent — center modal overlay ---------- */
.cc-overlay {
  position: fixed;
  inset: 0;
  z-index: 100;
  display: grid;
  place-items: center;
  padding: 20px;
  animation: cc-fade .25s ease-out;
}
.cc-overlay__backdrop {
  position: absolute;
  inset: 0;
  background: rgba(13, 10, 12, .7);
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}
.cc-overlay__card {
  position: relative;
  background: #fff;
  border-radius: var(--radius-lg);
  max-width: 480px;
  width: 100%;
  padding: 32px 28px 24px;
  box-shadow: 0 30px 80px rgba(0, 0, 0, .4);
  text-align: center;
  animation: cc-pop .3s cubic-bezier(.18, .89, .32, 1.28);
  max-height: calc(100vh - 40px);
  overflow-y: auto;
}
@media (min-width: 480px) {
  .cc-overlay__card { padding: 36px 36px 28px; }
}
.cc-overlay__icon {
  width: 64px;
  height: 64px;
  margin: 0 auto 18px;
  display: grid;
  place-items: center;
  background: rgba(226, 35, 26, .1);
  border-radius: 50%;
  color: var(--c-accent);
}
.cc-overlay__icon svg {
  width: 36px;
  height: 36px;
}
.cc-overlay__card h2 {
  font-family: var(--font-display);
  font-size: 22px;
  margin: 0 0 10px;
  color: var(--c-ink);
}
.cc-overlay__card p {
  font-size: 14.5px;
  line-height: 1.55;
  color: var(--c-ink-soft);
  margin: 0 0 18px;
}
.cc-overlay__card p strong {
  color: var(--c-ink);
}
.cc-trust {
  list-style: none;
  padding: 14px 16px;
  margin: 0 0 22px;
  display: grid;
  gap: 10px;
  text-align: left;
  background: var(--c-bg);
  border-radius: var(--radius-sm);
}
.cc-trust li {
  font-size: 13px;
  color: var(--c-ink);
  display: flex;
  align-items: flex-start;
  gap: 10px;
  line-height: 1.45;
}
.cc-trust li svg {
  width: 18px;
  height: 18px;
  fill: var(--c-accent);
  flex-shrink: 0;
  margin-top: 1px;
}
.cc-overlay__actions {
  display: flex;
  gap: 10px;
  flex-direction: column;
}
@media (min-width: 480px) {
  .cc-overlay__actions { flex-direction: row; }
}
.cc-overlay__actions .btn {
  flex: 1;
  min-width: 0;
}
.cc-overlay__link {
  display: inline-block;
  margin: 16px auto 0;
  background: none;
  border: 0;
  color: var(--c-ink-soft);
  font-size: 13px;
  font-weight: 500;
  cursor: pointer;
  padding: 6px 8px;
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color .15s;
}
.cc-overlay__link:hover { color: var(--c-accent); }
.cc-overlay__footnote {
  display: block;
  margin-top: 18px;
  padding-top: 14px;
  border-top: 1px solid var(--c-line);
  font-size: 11.5px;
  color: var(--c-muted);
  line-height: 1.5;
}

@keyframes cc-fade {
  from { opacity: 0; }
  to { opacity: 1; }
}
@keyframes cc-pop {
  from { opacity: 0; transform: scale(.94) translateY(8px); }
  to   { opacity: 1; transform: scale(1) translateY(0); }
}

/* Body scroll lock + ukryj sticky CTA gdy overlay aktywny */
body.cc-locked { overflow: hidden; }
body.cc-locked .sticky-cta { display: none; }

/* Modal */
.cc-modal {
  position: fixed; inset: 0;
  z-index: 101;
  display: grid;
  place-items: center;
  padding: 16px;
}
.cc-modal[hidden] { display: none; }
.cc-modal__backdrop {
  position: absolute; inset: 0;
  background: rgba(0, 0, 0, .55);
  backdrop-filter: blur(2px);
}
.cc-modal__panel {
  position: relative;
  background: #fff;
  border-radius: var(--radius-lg);
  max-width: 520px;
  width: 100%;
  max-height: calc(100vh - 32px);
  overflow-y: auto;
  box-shadow: var(--shadow-lg);
  animation: cc-slide .25s ease-out;
}
.cc-modal__panel header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 22px 24px 14px;
  border-bottom: 1px solid var(--c-line);
}
.cc-modal__panel header h3 {
  font-family: var(--font-display);
  font-size: 18px;
  margin: 0;
}
.cc-modal__close {
  background: none;
  border: 0;
  font-size: 24px;
  line-height: 1;
  color: var(--c-ink-soft);
  cursor: pointer;
  padding: 4px 10px;
  border-radius: 8px;
}
.cc-modal__close:hover { background: rgba(0,0,0,.05); }
.cc-modal__body {
  padding: 6px 24px;
}
.cc-toggle {
  display: block;
  padding: 16px 0;
  border-bottom: 1px solid var(--c-line);
  cursor: pointer;
}
.cc-toggle:last-child { border-bottom: 0; }
.cc-toggle input {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.cc-toggle__row {
  display: flex; align-items: center; justify-content: space-between;
  gap: 14px;
  font-size: 15px;
}
.cc-toggle__row strong { font-weight: 600; }
.cc-toggle__pill {
  font-size: 12px;
  background: rgba(20, 195, 142, .12);
  color: #0b9a6b;
  padding: 4px 10px;
  border-radius: 999px;
  font-weight: 600;
}
.cc-toggle__switch {
  width: 38px; height: 22px;
  background: var(--c-line);
  border-radius: 999px;
  position: relative;
  flex-shrink: 0;
  transition: background .2s;
}
.cc-toggle__switch::after {
  content: "";
  position: absolute;
  top: 2px; left: 2px;
  width: 18px; height: 18px;
  background: #fff;
  border-radius: 50%;
  box-shadow: 0 1px 3px rgba(0,0,0,.2);
  transition: left .2s;
}
.cc-toggle input:checked ~ .cc-toggle__row .cc-toggle__switch {
  background: var(--c-accent);
}
.cc-toggle input:checked ~ .cc-toggle__row .cc-toggle__switch::after {
  left: 18px;
}
.cc-toggle__desc {
  display: block;
  font-size: 13px;
  color: var(--c-ink-soft);
  margin-top: 6px;
  line-height: 1.5;
}
.cc-modal__panel footer {
  display: flex;
  justify-content: flex-end;
  gap: 10px;
  padding: 14px 24px 22px;
  border-top: 1px solid var(--c-line);
}

/* ---------- Sticky mobile CTA ---------- */
.sticky-cta {
  position: fixed;
  left: 16px; right: 16px;
  bottom: 16px;
  z-index: 40;
  background: var(--c-accent);
  color: #fff;
  padding: 16px 20px;
  border-radius: 999px;
  text-align: center;
  font-weight: 700;
  box-shadow: 0 12px 30px rgba(226, 35, 26, .45);
  display: block;
}
@media (min-width: 900px) {
  .sticky-cta { display: none; }
}